This website and the contents thereof are of a general nature only and neither represents nor is intended to be specific advice on any particular matter. This website and the contents thereof provide general information only and do not take into account your individual objectives, financial situation or needs. You should assess whether the information is appropriate for you and talk with your financial or other professional adviser before making an investment or financial decision. The contents of this web site are not to be relied upon as a substitute for financial or other professional advice. This site and its contents are provided to you on an "as is" basis, the site may contain errors, faults and inaccuracies and may not be complete and current. Peter Boehm "The Author" makes no representations or warranties of any kind, express or implied as to the operation of this site or the information, content, materials or products included on this site, except as otherwise provided under applicable laws. The Author is not liable for any damages whatsoever arising out of, or in any way related to, the use of this site. You may view this site and its contents using your web browser and electronically copy and print hard copies of parts of this site solely for personal, non-commercial use. Any other use, including the reproduction, modification, distribution, transmission, republication, display or performance, of the content of this site is strictly prohibited.